THE BIG IDEA

TERMS   &   CONTIDIONS

The Objectives of the Scheme Are:

Internal and external engagement is managed through the web link www.fmconway.co.uk/bigidea

The Scheme is Advertised As Follows:

The scheme is administered by the Central Services department whi manage all responses and updades including arrangements for the review meetings.

Bi - monthly review meetings of the BigIdea suggestions take place every 2nd Wednesday of the month by a panel, the panel includes members of the Executive board, head office and operational colleagues who change by rotation.

Panel Members:

Suggestions are received by Central Services and all administration is managed by them using the standard documentation (acknowledging, receipt of suggestions, advising of outcomes, liaison with payroll, meeting invitations)

Ideas Must Be:

The scheme follows the rules under Section 321 ITEPA (Income Tax (Earnings and Pensions) Act 2003 which allow these payments can be made without tax or NI being payable.

Section 321 Rules: EIM06610 - Conditions for Exemption

The conditions that must be satisfied for a suggestion scheme award to qualify for exemption under Section 321 ITEPA 2003 are as follows:

If all the above conditions are satisfied, the award will be exempt from tax if, or to the extent that, it does not exceed the permitted maximum for the award. If an award that safisfies the conditions exceeds the permitted maximum, only the excess will be taxed.

Section 321 Rules: EIM06620 - The Permitted Maximum: Encouragement Awards

This is the first of 2 kinds of awards. The encouragement award is an award made for a suggestion with intrinsic merit or showing special effort. The permitted maximum for an encouragement award is £25.

Section 321 Rules: EIM06630 - The Permitted Maximum: Financial Benefit Awards

This is the second of 2 kinds of awards. The financial benefit award is an award for a suggestion:

The suggestion maximum for a financial benefit award is the greater of:

subject to an overriding maximum of £5,000.

The amount arrived at above is the maximum that the employer can pay, tax free, in respect of a single suggestion.